Nooby noob here and I dont know much about cyber security but I’ve been wondering this one question for a while now. Any insights or answers are appreciated :)
People are dumb, basically.
This is why I do thins like pick “Mother’s Maiden Name” and answer it with a sentence like, “My dog raps with honeybees”
When these question were started security did not exist (or no one cared). At the same time, too many people still forget passwords/keys and need some way to recover. If everyone was at Snowden level (i.e) know to use encrypted stuff then one does not need.
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